Interesting. Yes, besides the gullibility there does seem to be a fatalistic streak in Millennials, like they expect the world to come to an end in their lifetimes so they might as well just live for the moment. Well I’ve got news for them, plenty of us Baby-Boomers believed the same thing, like we were all going to die in a nuclear war or some ecological disaster or something. However, we came to find out that the end of the world is not something you can count on. So you Millennials better save for your old age anyway.